§1 Scope

(1) These terms and conditions govern the relationship between you and Dear Friend Digital GmbH, represented by the managing directors Dorothea Utzt and Werner Hoier, Emilienstraße 9, 90489 Nürnberg, Germany. Email: support@talerapp.io, Tel.: +49 911 148 799 210, Registered at Amtsgericht Nürnberg HRB 26228, VAT ID: DE287489752 (hereinafter “Dear Friend Digital GmbH”). (2) Changes to these terms will be communicated in writing or by email. If you do not object within four weeks of receiving such notice, the changes will be considered accepted. You will be informed separately of your right to object and the consequences of silence.

§2 Conclusion of Contract

You can purchase our app from the Google Play Store or the Apple App Store. For purchases via these stores, the respective platform terms apply:

• Google Play Store: https://play.google.com/intl/de_de/about/play-terms/index
• Apple App Store: https://www.apple.com/legal/internet-services/itunes/de/terms

§3 Registration

(1) Registration is required to use our service. You must be of legal age and capable of entering into contracts. After providing your data, you will receive a confirmation email with a link completing the registration. Your email is your username. You must keep your password confidential.

(2) You may delete your account at any time in the Taler app

(3) You are responsible for keeping your personal information up to date.

§4 Right of Withdrawal

You have a statutory right of withdrawal. Details are found in the withdrawal policy in the appendix.

§5 Rights to Use the App

(a) Dear Friend Digital GmbH holds all exclusive rights to the app “Taler”. Rights not expressly granted remain with us. Open-source components are subject to their own licenses.

Free Basic Version

(1) You receive a simple, non-transferable right to use the provided program components. You may not reproduce, rent, translate, edit, sublicense, decompile or reverse-engineer the app.

Premium (Yearly)

a) You receive a simple, non-transferable right to use the app and updates for the duration of your subscription. b) Reproduction is permitted only to the extent necessary for intended use and backup. c) You must report the number and location of created copies on request. d) You may modify the app only if necessary to fix a defect and we fail to remedy it in due time. e) Decompilation is only permitted under the conditions of §69e UrhG. f) Labels, copyright notices and trademarks may not be removed.

Premium (Lifetime)

a) You receive a simple, perpetual right to use the software and provided updates. b) You may not reproduce, rent, translate, edit, sublicense, decompile, or reverse-engineer the app except where permitted by mandatory law. c) All rights to the source code remain exclusively with Dear Friend Digital GmbH. d) The license is non-transferable except when transferring the program copy while deleting your own installation.

§6 User Content

(a) Users may upload images, videos and text. (b) You confirm that you have the necessary rights to your uploaded content. (c) Content must not violate laws or include immoral, racist, pornographic, insulting, or commercial content unless permitted. (d) You indemnify Dear Friend Digital GmbH from claims arising from violations of these rules.

§7 Granting of Rights by Users

(a) To operate the service, you grant us a non-exclusive, transferable, worldwide, royalty-free license to use, reproduce and modify your uploaded content. (b) You may terminate this license by deleting your content or your account. Backup copies may remain temporarily for technical reasons.

§8 Warranty

(a) For free or trial versions, warranty claims are excluded except for damages to life, health or those caused by gross negligence. (b) Otherwise, statutory warranty law applies.

§9 Limitation of Liability

(1) We are liable for intent and gross negligence. For simple negligence, only for essential contractual obligations and limited to foreseeable damage. Liability for injury to life, body or health remains unaffected. (2) We do not guarantee uninterrupted availability of the app or the internet connection. (3) We are not liable for data loss that could have been avoided by regular backups.

§10 Final Provisions

(1) Changes or additions must be in text form. (2) German law applies. Consumer-protective mandatory laws of your residence country remain unaffected. (3) If your residence is unknown or outside Germany at the time of filing, jurisdiction is Nuremberg.

Appendix: Consumer Information & Withdrawal Policy

(1) Contract language is German. (2) Essential service features are shown in product descriptions. (3) The website/app presentation is not a binding offer. The contract is formed when we confirm your order via email. (4) Input errors can be corrected before submitting the order. (5) Prices include all applicable taxes. (6) Payment is due immediately. (7) You have a statutory right of withdrawal. (8) Contract data is stored and accessible to you. See privacy policy. (9) Otherwise, our general terms apply.

Withdrawal Policy for Services

You may withdraw within 14 days without giving reasons. To exercise the right, notify us at: Dear Friend Digital GmbH, Emilienstraße 9, 90489 Nürnberg, Germany; Email: support@talerapp.io; Tel.: +49 911 148 799 210. If you withdraw, we refund all payments within 14 days using the same payment method.

Withdrawal Policy for Goods

You may withdraw within 14 days from receipt of goods. You bear the direct costs of returning goods. Refunds are issued within 14 days and may be withheld until goods are returned or proof of return is provided.