Privacy Policy – Taler (App & Website)
I. General Information
This Privacy Policy explains how personal data is processed when using the Taler mobile application (“App”) and the website https://talerapp.io.
Protecting your data and your family’s data is very important to us.
We process personal data strictly in accordance with applicable data protection laws, in particular the EU General Data Protection Regulation (GDPR).
II. Data Controller
Dear Friend Digital GmbH
Emilienstraße 9
90489 Nuremberg
Germany
Represented by Managing Directors
Dorothea Utzt and Werner Hoier
Email: support@talerapp.io
III. Nature of the Service
Taler is a virtual pocket money and savings management app for families.
Important:
Taler is not a bank or financial service provider
No real money is processed or transferred
All amounts shown are purely virtual values
No payment accounts or payment instruments are provided
IV. Hosting & Data Processing
We use hosting and infrastructure services to operate the App and website.
Legal basis: Art. 6(1)(f) GDPR
Data processing agreements pursuant to Art. 28 GDPR
Data is processed exclusively within the EU
V. App Data Processing
1. Account Registration
Processed data includes:
Email address
First name
Encrypted password hash
Language & timezone
Authentication provider (Email, Apple, Google)
OAuth identifiers
Device information
Legal basis: Art. 6(1)(b) GDPR
2. Family & Child Profiles
Parents or legal guardians manage family and child profiles.
Processed data:
Child’s name
Avatar
Color preference
Children do not enter into a contract with us.
3. Virtual Financial Data
The App processes virtual financial data, including:
Virtual balances
Virtual transactions
Saving goals and progress
Recurring virtual entries
Currency settings
These values:
do not represent real financial accounts
are stored securely and encrypted
Legal basis: Art. 6(1)(b) GDPR
4. Device & Usage Data
Processed to ensure functionality and security:
OS and app version
Device model
Push notification token
App settings and last activity
Legal basis: Art. 6(1)(b) and (f) GDPR
VI. Purchases & Subscriptions
Premium features are purchased via Apple App Store or Google Play Store.
Payments are handled exclusively by the stores
We do not receive payment details
Subscription status is managed via RevenueCat
Legal basis: Art. 6(1)(b) GDPR
VII. Apple & Google Sign-In
If you sign in via Apple or Google, we receive:
Email address
Display name
Provider user ID
Used solely for authentication.
VIII. Website Usage
When visiting our website, technical access data is processed to ensure security and functionality.
Legal basis: Art. 6(1)(f) GDPR
IX. Analytics & Tracking
No advertising tracking in the App
No cross-app tracking
No data selling
Website analytics only with consent
X. Contact via Email
Emails are processed solely for communication purposes.
XI. Data Retention & Deletion
Data is stored only as long as necessary
Accounts can be deleted anytime in the App
Legal retention obligations remain unaffected
XII. Your Rights
You have the right to access, rectification, deletion, restriction, data portability, objection, and withdrawal of consent.
Supervisory authority:
Bavarian State Office for Data Protection Supervision
Ansbach, Germany
XIII. Data Security
Encrypted transmission
Access controls
EU-based servers
XIV. Changes
This Privacy Policy may be updated.
The current version is always available on our website.
Last updated: 18th of December 2025